2025 Tax Time Guide: Key Updates and Filing Essentials Part 2

Significant Changes to the Additional Child Tax Credit for 2024

The 2024 tax year brings important updates to the Additional Child Tax Credit (ACTC):

  • Maximum ACTC increased to $1,700 per qualifying child1.

  • Bona fide Puerto Rico residents now eligible with one or more qualifying children1.

  • Refunds claiming ACTC won’t be issued before mid-February 20251.

Key Tax Changes for 2024

  • Single or married filing separately: $14,600

  • Head of household: $21,900

  • Married filing jointly or qualifying surviving spouse: $29,2001

Child Tax Credt (CTC) Updates

  • Base amount remains $2,000 per qualifying child

  • Phases out for AGI over $200,000 ($400,000 for joint filers)

  • Child must be under 17 by the end of 20241

File Early: The IRS will automatically adjust returns if CTC legislation changes1.

Other Credit Updates

  • Earned Income Tax Credits (EITC):  Claimants without qualifying children must be 25-64 years old1.
  • Adoption Credit: Limit increased to $16,810 per eligible child5.
  • Clean Vehicle Credit: Reported on Form 8936 and Schedule 3 (Form 1040), line 6f5.

IRS Contributions and 1099-K Reporting

  • IRA Contribution Limit: Increased to $7,000 ($8,000 for 50 and older)5.
  • 1099-K Reporting:: Third-party settlement organizations must report transactions exceeding $5,0005.

Conclusion

Stay informed about these tax changes to maximize your credits and ensure accurate filing. Review all necessary documents, track contributions and credits, and utilize available resources for a smooth tax season.

For comprehensive information, consult the IRS Tax Time Guide 2025 and Publication 17